Providing liquidity for estate duty, executor’s fees, property/asset transfer costs, and funeral costs upon death.
Providing an income for dependents upon death.
Settlement of debt upon death
Illness and disability cover
Illness benefits cover financial shortfalls that are not covered by your medical Aid. The proceeds can be used at your discretion. E.g. Medical procedures, surgery not covered by your medical aid, additional payments towards your home loan, recuperation costs or a holiday.
Permanent Disability Cover provides for your debt if you’ve suffered an injury or illness to the extent that you are unable to return to work and carry on daily work activities.
Income Disability benefits
Income Disability benefits, also known as Income Protection benefits or Sickness and Incapacity cover, replaces your income in the event of an illness or disability that restricts you from carrying on your daily work activities
Income Protection provides for temporary and permanent disabilities by replacing your income until your desired age of retirement.
Protects you against the risk of outliving your retirement savings by providing you with additional lump sum payments in the event of illness or disability.
Retirement Annuity savings
Flexible savings plans
Fixed monthly savings
Lump sum savings
Pre retirement savings
Group pension/provident fund savings
Pension/Provident preservation plans
Traditional Annuity income plans
Retirement Income plans